SAIF Workers’ Compensation Insurance Discount Opportunity: for Oregon HLA Members

Save on your annual SAIF Workers' Compensation Insurance Premium when you hold membership with Oregon HLA and meet the Eligibility Criteria outlined below.

OGSERP discount: 24 percent for period 7/1/2024 - 6/30/2025

  • Your practice's agent/broker or our SAIF representative will help ensure you meet SAIF’s eligibility criteria and apply for the group discount when your next premium payment comes due.
    • SAIF Representative: Mandy Dunagan, SAIF Agency and Group Program Coordinator, mandun@saif.com
  • Your Oregon HLA Membership must be current and will be verified by SAIF before discount is extended.
  • Your Oregon HLA Membership must remain current throughsout your policy period in order to maintain the group discount
  • It is your organization's responsibility to let Oregon HLA know if we need to update your membership contact/information annually to ensure no lapse in discount

Questions?

Mindy Zaubi
Oregon HLA Executive Director

For membership information and dues renewals:
Email: main@oregonhla.com
P: 678.523.5915
 

Eligibility Criteria

  • Must have an annual manual premium equal to, or greater than, $2,500 
  • Be a member in good standing of the association (dues paid current) 
  • Earned or unearned experience rating 1.00 or less
  • Group history period* incurred to manual loss ratio less than 40 percent 
  • Group history period frequency of business operations less than SAIF average
    frequency for the principal class for accounts newly enrolling in the group**
  • Group history period frequency of business operations less than 1.5 times
    the SAIF average frequency for the principal class for current group members
    renewing in the group**
  • Underwriters have judgment authority for approving group pricing.

* Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.

Principal Class Codes

4511 07 Medical Lab - Independent & Drs
8832 Physicians & Office Clerical - usage (01), (03), (04), (06), (07), (09), (10).